Cost of Living in Urban Honolulu, HI (2026)

What it costs to live in Urban Honolulu

A one-bedroom rental in Urban Honolulu, HI runs about $1,625 per month — well above the national median of $1,300 (25% more). The median household income here is $86,504, and a one-bedroom lease absorbs about 23% of that — leaving room under the 30% affordability threshold. The median home value of $843,400 is about 9.7× median income — well above the 3× rule of thumb, making ownership a stretch on a typical local salary. That's 148% above the U.S. median of $340,200. Utilities here run about $474/month — 131% above the national average of $205, driven by local climate and energy rates. Groceries here run 12% above the national index. Use the calculator above to see how far your income goes, with rent and utilities prefilled from the latest U.S. Census Bureau data.