Cost of Living in Summerville, SC (2026)

Updated Jun 2026 (3 months ago) · Source: U.S. Census Bureau, U.S. Bureau of Economic Analysis, U.S. Energy Information Administration

Key facts

Rent (1-bedroom)
$1,169/month
U.S. Census Bureau · 2024-12-31
Median household income
$81,046
U.S. Census Bureau · 2024-12-31
Regional price parity
93.7 (below national average)
U.S. Bureau of Economic Analysis · 2024-12-31
Utilities (monthly)
$140/month
U.S. Energy Information Administration · 2026-06-30
Rent burden (of income)
17% (affordable)
Derived from Census + HUD threshold · 2024-12-31

Can you afford this city?

You'd need about
$2,954
Groceries (est.)
$395
Monthly surplus
$2,046

Salary needed to live here

Salary needed (gross/yr)
$41,208
Gross per month
$3,434
Comfortable budget
$2,404

Summerville, SC vs the US average

Cost metrics vs US average, with sources
MetricValuevs US avg
Median household income
(Census ACS 5-Year, Dec 2024)
$81,046+4% vs US
Median home value
(Census ACS 5-Year, Dec 2024)
$328,100-4% vs US
Rent (1BR)
(Census ACS 5-Year, Dec 2024)
$1,169-10% vs US
Rent (2BR)
(Census ACS 5-Year, Dec 2024)
$1,484+1% vs US
Grocery cost index
(BEA Regional Price Parities, Dec 2024)
96.3-4% vs US
Utilities (monthly)
(EIA Electricity Retail Sales, Jun 2026)
$140-32% vs US

Cost breakdown vs US average

Cost breakdown vs US averageBar chart comparing 4 metrics to US national averages.Median household income$81,046US avg $77,719Rent (1BR)$1,169US avg $1,300Grocery cost index96.3US avg 100.0Utilities (monthly)$140US avg $205

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What it costs to live in Summerville

Rent in Summerville runs $1,169 for a one-bedroom — about 10% below the national median of $1,300. The median household income here is $81,046, and a one-bedroom lease absorbs about 17% of that — leaving room under the 30% affordability threshold. Median homes are valued at $328,100 (4.0× median income) — above the 3× affordability rule, though in line with many U.S. metros. Utilities are relatively low at about $140/month — 32% below the national average of $205. Use the calculator above to see how far your income goes, with rent and utilities prefilled from the latest U.S. Census Bureau data.

Buying a home in Summerville?

Mortgage payment calculator

Monthly payment (PITI)
$2,658
Principal & interest
$2,108
Total interest
$438,707

Estimate only — not financial, tax, or legal advice. Figures are illustrative and may not reflect your situation. Consult a qualified professional.

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Cite this page

CostAlmanac US, *Summerville, SC — Cost of Living*, https://costalmanac.com/cost-of-living/summerville-sc

Data from U.S. government sources. See methodology for how every number is computed.