Cost of Living in Southaven, MS (2026)

Updated Jun 2026 (3 months ago) · Source: U.S. Census Bureau, U.S. Bureau of Economic Analysis, U.S. Energy Information Administration

Key facts

Rent (1-bedroom)
$1,274/month
U.S. Census Bureau · 2024-12-31
Median household income
$78,483
U.S. Census Bureau · 2024-12-31
Regional price parity
87.0 (below national average)
U.S. Bureau of Economic Analysis · 2024-12-31
Utilities (monthly)
$134/month
U.S. Energy Information Administration · 2026-06-30
Rent burden (of income)
19% (affordable)
Derived from Census + HUD threshold · 2024-12-31

Can you afford this city?

You'd need about
$3,052
Groceries (est.)
$394
Monthly surplus
$1,948

Salary needed to live here

Salary needed (gross/yr)
$42,888
Gross per month
$3,574
Comfortable budget
$2,502

Southaven, MS vs the US average

Cost metrics vs US average, with sources
MetricValuevs US avg
Median household income
(Census ACS 5-Year, Dec 2024)
$78,483+1% vs US
Median home value
(Census ACS 5-Year, Dec 2024)
$236,300-31% vs US
Rent (1BR)
(Census ACS 5-Year, Dec 2024)
$1,274-2% vs US
Rent (2BR)
(Census ACS 5-Year, Dec 2024)
$1,389-6% vs US
Grocery cost index
(BEA Regional Price Parities, Dec 2024)
96.2-4% vs US
Utilities (monthly)
(EIA Electricity Retail Sales, Jun 2026)
$134-35% vs US

Cost breakdown vs US average

Cost breakdown vs US averageBar chart comparing 4 metrics to US national averages.Median household income$78,483US avg $77,719Rent (1BR)$1,274US avg $1,300Grocery cost index96.2US avg 100.0Utilities (monthly)$134US avg $205

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What it costs to live in Southaven

A one-bedroom in Southaven averages $1,274 per month, close to the national median of $1,300. The median household income here is $78,483, and a one-bedroom lease absorbs about 19% of that — leaving room under the 30% affordability threshold. Median homes are valued at $236,300 (3.0× median income) — above the 3× affordability rule, though in line with many U.S. metros. That's 31% below the U.S. median of $340,200. Utilities are relatively low at about $134/month — 35% below the national average of $205. The overall cost of goods and services sits 13% below the national level (BEA RPP index: 86.953). Use the calculator above to see how far your income goes, with rent and utilities prefilled from the latest U.S. Census Bureau data.

Buying a home in Southaven?

Mortgage payment calculator

Monthly payment (PITI)
$2,658
Principal & interest
$2,108
Total interest
$438,707

Estimate only — not financial, tax, or legal advice. Figures are illustrative and may not reflect your situation. Consult a qualified professional.

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Cite this page

CostAlmanac US, *Southaven, MS — Cost of Living*, https://costalmanac.com/cost-of-living/southaven-ms

Data from U.S. government sources. See methodology for how every number is computed.