Cost of Living in Lincoln, NE (2026)
Updated Jun 2026 (3 months ago) · Source: U.S. Census Bureau, U.S. Bureau of Economic Analysis, U.S. Energy Information Administration
Key facts
- Rent (1-bedroom)
- $931/month
- U.S. Census Bureau · 2024-12-31
- Median household income
- $71,867
- U.S. Census Bureau · 2024-12-31
- Regional price parity
- 90.1 (below national average)
- U.S. Bureau of Economic Analysis · 2024-12-31
- Utilities (monthly)
- $119/month
- U.S. Energy Information Administration · 2026-06-30
- Rent burden (of income)
- 16% (affordable)
- Derived from Census + HUD threshold · 2024-12-31
Can you afford this city?
- Groceries (est.)
- $386
- Monthly surplus
- $2,314
Salary needed to live here
- Gross per month
- $3,051
- Comfortable budget
- $2,136
Lincoln, NE vs the US average
| Metric | Value | vs US avg |
|---|---|---|
Median household income (Census ACS 5-Year, Dec 2024) | $71,867 | -8% vs US |
Median home value (Census ACS 5-Year, Dec 2024) | $264,000 | -22% vs US |
Rent (1BR) (Census ACS 5-Year, Dec 2024) | $931 | -28% vs US |
Rent (2BR) (Census ACS 5-Year, Dec 2024) | $1,102 | -25% vs US |
Grocery cost index (BEA Regional Price Parities, Dec 2024) | 94.1 | -6% vs US |
Utilities (monthly) (EIA Electricity Retail Sales, Jun 2026) | $119 | -42% vs US |
Cost breakdown vs US average
What it costs to live in Lincoln
At $931 per month for a one-bedroom, Lincoln sits well below the national median of $1,300 (28% less). The median household income here is $71,867, and a one-bedroom lease absorbs about 16% of that — leaving room under the 30% affordability threshold. Median homes are valued at $264,000 (3.7× median income) — above the 3× affordability rule, though in line with many U.S. metros. That's 22% below the U.S. median of $340,200. Utilities are relatively low at about $119/month — 42% below the national average of $205. Use the calculator above to see how far your income goes, with rent and utilities prefilled from the latest U.S. Census Bureau data.
Buying a home in Lincoln?
Mortgage payment calculator
- Principal & interest
- $2,108
- Total interest
- $438,707
Estimate only — not financial, tax, or legal advice. Figures are illustrative and may not reflect your situation. Consult a qualified professional.
Cite this page
CostAlmanac US, *Lincoln, NE — Cost of Living*, https://costalmanac.com/cost-of-living/lincoln-ne
Data from U.S. government sources. See methodology for how every number is computed.