Cost of Living in Lake Havasu, AZ (2026)
Updated Jun 2026 (3 months ago) · Source: U.S. Census Bureau, U.S. Bureau of Economic Analysis, U.S. Energy Information Administration
Key facts
- Rent (1-bedroom)
- $1,016/month
- U.S. Census Bureau · 2024-12-31
- Median household income
- $70,148
- U.S. Census Bureau · 2024-12-31
- Regional price parity
- 100.7 (above national average)
- U.S. Bureau of Economic Analysis · 2024-12-31
- Utilities (monthly)
- $137/month
- U.S. Energy Information Administration · 2026-06-30
- Rent burden (of income)
- 17% (affordable)
- Derived from Census + HUD threshold · 2024-12-31
Can you afford this city?
- Groceries (est.)
- $391
- Monthly surplus
- $2,206
Salary needed to live here
- Gross per month
- $3,206
- Comfortable budget
- $2,244
Lake Havasu, AZ vs the US average
| Metric | Value | vs US avg |
|---|---|---|
Grocery cost index (BEA Regional Price Parities, Dec 2024) | 95.4 | -5% vs US |
Median household income (Census ACS 5-Year, Dec 2024) | $70,148 | -10% vs US |
Median home value (Census ACS 5-Year, Dec 2024) | $455,400 | +34% vs US |
Rent (1BR) (Census ACS 5-Year, Dec 2024) | $1,016 | -22% vs US |
Rent (2BR) (Census ACS 5-Year, Dec 2024) | $1,127 | -23% vs US |
Utilities (monthly) (EIA Electricity Retail Sales, Jun 2026) | $137 | -33% vs US |
Cost breakdown vs US average
What it costs to live in Lake Havasu
At $1,016 per month for a one-bedroom, Lake Havasu sits well below the national median of $1,300 (22% less). The median household income here is $70,148, and a one-bedroom lease absorbs about 17% of that — leaving room under the 30% affordability threshold. The median home value of $455,400 is about 6.5× median income — well above the 3× rule of thumb, making ownership a stretch on a typical local salary. That's 34% above the U.S. median of $340,200. Utilities are relatively low at about $137/month — 33% below the national average of $205. Use the calculator above to see how far your income goes, with rent and utilities prefilled from the latest U.S. Census Bureau data.
Buying a home in Lake Havasu?
Mortgage payment calculator
- Principal & interest
- $2,108
- Total interest
- $438,707
Estimate only — not financial, tax, or legal advice. Figures are illustrative and may not reflect your situation. Consult a qualified professional.
Cite this page
CostAlmanac US, *Lake Havasu, AZ — Cost of Living*, https://costalmanac.com/cost-of-living/lake-havasu-az
Data from U.S. government sources. See methodology for how every number is computed.