Cost of Living in Commerce, CO (2026)
Updated Jun 2026 (3 months ago) · Source: U.S. Census Bureau, U.S. Bureau of Economic Analysis, U.S. Energy Information Administration
Key facts
- Rent (1-bedroom)
- $1,063/month
- U.S. Census Bureau · 2024-12-31
- Median household income
- $111,972
- U.S. Census Bureau · 2024-12-31
- Regional price parity
- 103.1 (above national average)
- U.S. Bureau of Economic Analysis · 2024-12-31
- Utilities (monthly)
- $154/month
- U.S. Energy Information Administration · 2026-06-30
- Rent burden (of income)
- 11% (affordable)
- Derived from Census + HUD threshold · 2024-12-31
Can you afford this city?
- Groceries (est.)
- $405
- Monthly surplus
- $2,128
Salary needed to live here
- Gross per month
- $3,317
- Comfortable budget
- $2,322
Commerce, CO vs the US average
| Metric | Value | vs US avg |
|---|---|---|
Median household income (Census ACS 5-Year, Dec 2024) | $111,972 | +44% vs US |
Median home value (Census ACS 5-Year, Dec 2024) | $499,700 | +47% vs US |
Rent (1BR) (Census ACS 5-Year, Dec 2024) | $1,063 | -18% vs US |
Rent (2BR) (Census ACS 5-Year, Dec 2024) | $1,743 | +19% vs US |
Grocery cost index (BEA Regional Price Parities, Dec 2024) | 98.7 | -1% vs US |
Utilities (monthly) (EIA Electricity Retail Sales, Jun 2026) | $154 | -25% vs US |
Cost breakdown vs US average
What it costs to live in Commerce
At $1,063 per month for a one-bedroom, Commerce sits well below the national median of $1,300 (18% less). The median household income here is $111,972, and a one-bedroom lease absorbs about 11% of that — leaving room under the 30% affordability threshold. Median homes are valued at $499,700 (4.5× median income) — above the 3× affordability rule, though in line with many U.S. metros. That's 47% above the U.S. median of $340,200. Utilities are relatively low at about $154/month — 25% below the national average of $205. Use the calculator above to see how far your income goes, with rent and utilities prefilled from the latest U.S. Census Bureau data.
Buying a home in Commerce?
Mortgage payment calculator
- Principal & interest
- $2,108
- Total interest
- $438,707
Estimate only — not financial, tax, or legal advice. Figures are illustrative and may not reflect your situation. Consult a qualified professional.
Cite this page
CostAlmanac US, *Commerce, CO — Cost of Living*, https://costalmanac.com/cost-of-living/commerce-co
Data from U.S. government sources. See methodology for how every number is computed.