Cost of Living in Caldwell, ID (2026)

Updated Jun 2026 (3 months ago) · Source: U.S. Census Bureau, U.S. Bureau of Economic Analysis, U.S. Energy Information Administration

Key facts

Rent (1-bedroom)
$902/month
U.S. Census Bureau · 2024-12-31
Median household income
$73,058
U.S. Census Bureau · 2024-12-31
Regional price parity
95.5 (below national average)
U.S. Bureau of Economic Analysis · 2024-12-31
Utilities (monthly)
$129/month
U.S. Energy Information Administration · 2026-06-30
Rent burden (of income)
15% (affordable)
Derived from Census + HUD threshold · 2024-12-31

Can you afford this city?

You'd need about
$2,676
Groceries (est.)
$395
Monthly surplus
$2,324

Salary needed to live here

Salary needed (gross/yr)
$36,444
Gross per month
$3,037
Comfortable budget
$2,126

Caldwell, ID vs the US average

Cost metrics vs US average, with sources
MetricValuevs US avg
Median household income
(Census ACS 5-Year, Dec 2024)
$73,058-6% vs US
Median home value
(Census ACS 5-Year, Dec 2024)
$367,300+8% vs US
Rent (1BR)
(Census ACS 5-Year, Dec 2024)
$902-31% vs US
Rent (2BR)
(Census ACS 5-Year, Dec 2024)
$1,060-28% vs US
Grocery cost index
(BEA Regional Price Parities, Dec 2024)
96.3-4% vs US
Utilities (monthly)
(EIA Electricity Retail Sales, Jun 2026)
$129-37% vs US

Cost breakdown vs US average

Cost breakdown vs US averageBar chart comparing 4 metrics to US national averages.Median household income$73,058US avg $77,719Rent (1BR)$902US avg $1,300Grocery cost index96.3US avg 100.0Utilities (monthly)$129US avg $205

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What it costs to live in Caldwell

At $902 per month for a one-bedroom, Caldwell sits well below the national median of $1,300 (31% less). The median household income here is $73,058, and a one-bedroom lease absorbs about 15% of that — leaving room under the 30% affordability threshold. The median home value of $367,300 is about 5.0× median income — well above the 3× rule of thumb, making ownership a stretch on a typical local salary. Utilities are relatively low at about $129/month — 37% below the national average of $205. Use the calculator above to see how far your income goes, with rent and utilities prefilled from the latest U.S. Census Bureau data.

Buying a home in Caldwell?

Mortgage payment calculator

Monthly payment (PITI)
$2,658
Principal & interest
$2,108
Total interest
$438,707

Estimate only — not financial, tax, or legal advice. Figures are illustrative and may not reflect your situation. Consult a qualified professional.

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Cite this page

CostAlmanac US, *Caldwell, ID — Cost of Living*, https://costalmanac.com/cost-of-living/caldwell-id

Data from U.S. government sources. See methodology for how every number is computed.