Cost of Living in Bend, OR (2026)

What it costs to live in Bend

Rent here is moderately above the national average — a one-bedroom averages $1,425, about 10% more than the U.S. median of $1,300. The median household income here is $96,394, and a one-bedroom lease absorbs about 18% of that — leaving room under the 30% affordability threshold. The median home value of $718,400 is about 7.5× median income — well above the 3× rule of thumb, making ownership a stretch on a typical local salary. That's 111% above the U.S. median of $340,200. Utilities are relatively low at about $147/month — 28% below the national average of $205. Use the calculator above to see how far your income goes, with rent and utilities prefilled from the latest U.S. Census Bureau data.