San Rafael vs Santa Cruz: Cost of Living Compared (2026)

Updated Jun 2026 (3 months ago) · Source: U.S. Census Bureau, U.S. Bureau of Economic Analysis, U.S. Energy Information Administration

San Rafael vs Santa Cruz cost comparison with difference bars
MetricSan RafaelSanta CruzDifference
Rent (1BR)$2,062$1,973
+4%
Median household income$119,435$115,475
+3%
Grocery cost index106.1106.1
Utilities (monthly)$313$313

Salary equivalent between cities

Equivalent salary needed
$72,254
Difference
-$7,746