Student loan payoff calculator (2026)

Updated Jan 2026 (9 months ago)

By Ibrar Khan · Reviewed for methodology · September 2026

Student loan payoff calculator

Monthly payment
$326
Total interest
$9,069
Total paid
$39,069

Estimate only — not financial, tax, or legal advice. Figures are illustrative and may not reflect your situation. Consult a qualified professional.

Estimate only — not financial, tax, or legal advice. Figures are illustrative and may not reflect your situation. Consult a qualified professional.

Use this free student loan payoff calculator to run your numbers instantly. Adjust the inputs to match your situation.