Down payment & PMI calculator (2026)

Updated Jan 2026 (9 months ago)

By Ibrar Khan · Reviewed for methodology · September 2026

Down payment & PMI calculator

Down payment %
10.0%
More needed to skip PMI
$40,000
PMI required (1=yes)
1

Estimate only — not financial, tax, or legal advice. Figures are illustrative and may not reflect your situation. Consult a qualified professional.

Estimate only — not financial, tax, or legal advice. Figures are illustrative and may not reflect your situation. Consult a qualified professional.

Use this free down payment & pmi calculator to run your numbers instantly. Adjust the inputs to match your situation.